Welcome to AgentUp’s December 2025 Real Estate Update. December nights may be long and chilly, but the real estate market is still full of warmth and opportunity.
This month’s real estate update includes new community networking ideas along with a quick overview of current market trends and statistics to keep you informed.
Let’s make December a month to shine, give back, and end the year on a high note.
AgentUp Podcast
Listen to a summary of the December 2025 Real Estate Update on the AgentUp Podcast.
If you prefer to read rather than listen to the podcast, let’s take a look at a real estate update for December and how to end the year on a high note.
December: Celebrate Light!🕯️
As we close out another year, December is a time to celebrate light and the many ways we can spread that light to others, both personally and professionally.
In real estate, connection is everything, and this month provides countless chances to connect beyond transactions—through kindness, generosity, and community service.
Here are a few simple but meaningful ways to brighten your local community this month:
- Support Toys for Tots: Collect new, unwrapped toys at your office, for local children, and deliver them to a nearby drop-off site
- Adopt a Family: Work with a local charity to have your office sponsor a family in need
- Volunteer at a Food Bank: Give the gift of your time to help stock shelves, pack boxes, or serve meals
- Donate to a Local Charity: Whether it’s a shelter, church outreach, or community fund, your contribution, big or small, keeps the light of compassion glowing
This December, take a moment to spread some light. Every act of generosity improves lives — and doesn’t hurt your business image, either.
Wishing you a joyful holiday season full of peace and light!
Trends We’re Seeing📈
Here are three real estate trends to watch for in December 2025:
1. Lower Mortgage Interest Rates
Average mortgage rates have eased to the low to mid–6 % range heading into December 2025, giving buyers a bit more purchasing power.
2. More Listings on the Market
National inventory has pushed back above 1 million homes in 2025, returning to roughly pre‑pandemic levels.
3. Unusually Busy Metro Markets for Winter
Realtor.com’s late‑2025 data shows inventory increased by more than 10% year over year, with over 1 million homes on the market. Many markets are reporting higher numbers of buyers currently active this holiday season, considering more options than they’ve had in recent years.
Please note that these trends reflect national averages. Conditions in your local market could vary.
Median Regional Home Prices
As of December 1, 2025 (Zillow)
| City | Median Home Price | Increase / Decrease |
| New York | $799,900 | Up 3.1% from the previous year |
| Chicago | $308,300 | Up 1.8% from the previous year |
| San Diego | $979,900 | Down 4.2% from the previous year |
| Seattle | $841,000 | Down 2.0% from the previous year |
| Austin | $497,600 | Down 6.7% from the previous year |
| Denver | $530,700 | Down 4.3% from the previous year |
| Atlanta | $386,500 | Down 4.7% from the previous year |
National Average Mortgage Interest Rates
As of December 1, 2025 (BankRate)
| Mortgage | Current Rate | Last Month |
| 30-year Fixed | 6.25% | 6.25% |
| 20-year Fixed | 5.99% | 6.04% |
| 15-year Fixed | 5.60% | 5.64% |
| 30-year Jumbo | 6.41% | 6.40% |
Fact of the Month – December📊
U.S. house prices rose 2.2% year-over-year in Q3 2025, with a 0.2% quarterly gain, signaling steady appreciation as the year comes to a close.
Give Yourself a Gift that Keeps Giving After the Holidays🎁
Give yourself a gift this year that keeps on giving long after the holidays: a transaction coordinator.
Instead of spending your evenings chasing signatures, double‑checking documents, and tracking deadlines, you can delegate those tasks to a professional who lives and breathes contract‑to‑close.
Agents who consistently use a TC often report higher productivity and sales volume.
Even better, our prices won’t dent your holiday budget:
- Transaction Coordination – from $399 per file
- Listing Coordination – from $249 per file
And just in time for Christmas, we’re offering $50 off your first transaction!
Consider including a transaction coordinator in your regular sales process, not as a cost, but as an investment that returns value with every transaction.
Call an AgentUp TC at (888) 982-4368 or schedule a free TC consultation.
We hope this real estate update provided you with some insights into the market for December. Before you go, you may also want to check out prior newsletters:
